Mon crédit

by Jacques Allaire - David Lavaysse

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	1.	Mon crédit - partie 1 08:52		buy track
	2.	Mon crédit - partie 2 09:29		buy track

about

C’est l’histoire de mon crédit bancaire.
Une histoire banale et kafkaïenne, le réel déformé par le système financier.
J’avais un découvert. Mon banquier m’appelle pour faire le point sur mon découvert, il me propose un crédit couvrant mon déficit.
Nous vérifions les relevés sur une année.
Stupeur et dérision : le total des agios et frais bancaires prélevés sur mon compte est équivalent au centime près à mon découvert!
Ainsi mon découvert n’est que l’addition des taxes-agios et amendes-frais bancaires de ma banque.
Mon découvert n’existe pas.
Mon découvert est celui de la banque, son découvert.
La banque, généreusement, me propose de lui emprunter de l’argent pour rembourser l’argent qu’elle m’a soutiré.
Et tout ça avec des intérêts et les assurances pour garantir au cas ou…
Triple sanction.
Ce sera mon crédit.
Ce sera ce disque.
Jacques Allaire

----------------

This is the story of my bank credit.
An ordinary yet Kafkaesque story, where reality is mangled and distorted by the financial system.
I overdrew my account. My banker called me to discuss my overdraft and suggested a line of credit to cover the deficit.
We were going over receipts.
A stunning discovery: the sum of the bank fees and charges withdrawn from my account added up to the exact amount of my overdraft!
My overdraft was nothing more than the fees and charges imposed by my bank.
My overdraft does not exist.
My overdraft is in essence the bank’s overdraft.
The bank, in all its generosity, offers me a loan so I can reimburse all the money it took away from me.
And of course, with interest and insurances just in case…
A triple sanction.
This will be my credit.
My credit will be this album.
Jacques Allaire

credits

released October 5, 2015

Musique : David Lavaysse
Voix : Jacques Allaire

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Quadrilab Montreal, Québec

Quadrilab is an experimental music label.
Quadrilab est un label de musique expérimentale.

quadrilab.com

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